KWP Services and Pricing
Initial Financial Plan
The initial phase of working with KWP is to build your baseline financial plan using our robust planning processes and systems. Based on the complexity of your needs, we offer three service tiers.
CORE
-
INCLUDES
-
Baseline Financial Plan
-
Permanent Access to Financial Planning Website
-
KEY FOCUS AREAS
-
Tax Report
-
Investment Proposal
-
Cash Management & Emergency Reserves
-
Life and Disability Insurance Needs Analysis
-
Estate Goal & Gap Identification
-
College 529 Plan Recommendations
-
Savings & Debt Payoff Strategies
-
Retirement Withdrawal Strategies
-
CORE PLUS
-
INCLUDES
-
ALL Core Services
-
-
KEY FOCUS AREAS
-
Tax Projection
-
Non-qualified options (NQOs)
-
Restricted Stock Units
-
Employee Stock Purchase Plan
-
Business Planning (Light)
-
1-2 Rental Property Analyses
-
Late Stage College Planning
-
PREMIUM
-
INCLUDES
-
ALL Core and Core Plus Services
-
-
KEY FOCUS AREAS
-
Complex Tax, Estate Planning
-
Complex Investment Strategies
-
Incentive Stock Options (ISOs)
-
Deferred Compensation Strategies
-
Business Planning (Complex)
-
3+ Rental Property Analyses
-
Key Focus Areas shown for the Core Plus and Premium Tiers are common examples. Your exact pricing will be determined based on your needs prior to engagement. For more details, refer to the KWP Service Menu. The first 50% of fees are due upfront at engagement; the last 50% is due after all promised financial planning deliverables have been sent. The initial planning phase is approximately three months. During that time, we typically conduct five one-hour meetings and allow unlimited emails, texts, and check-in calls.
Ongoing Financial Planning and Investment Management
These services start after completing your initial financial plan and include all services from the KWP Services Menu under one bundled fee. We typically include 3 one-hour advisor meetings per year plus unlimited emails, texts, and check-in calls. Recommended minimum investable assets of $100,000. We design and monitor a custom investment solution centered around your unique life goals, preferences, and risk tolerance.
Asset Under Management
-
First $600,000
-
Next $2,400,000
-
Above $3 Million
Annual Fee
-
1.0% (min $3,000)
-
+0.30%
-
+0.10%
For ongoing investment advisory services, assets under management (AUM) fees are assessed quarterly in advance. Third-party fees may apply, including custodial fees and internal management fees for mutual funds and exchange-traded funds. We can estimate your total fees based on your specific situation before your engagement.
KWP Estate Planning
We also coordinate estate planning, including trusts, wills, and powers of attorney, efficiently and cost-effectively in collaboration with leading professionals. While ideal for most clients, complex situations like disinheritance or litigation risks may require specialized attorneys to whom we can refer you. Estate planning fees are separate from initial and ongoing advisory fees.
estate Planning Services
-
INCLUDES
-
Trust (if needed)
-
Certification of Trust
-
General Transfer
-
Financial Power of Attorney
-
Medical Power of Attorney
-
Advanced Health Care Directive
-
HIPAA Release
-
Will
-
Property Agreement
-
Deed(s)*
Recording each property deed is an additional $300 – $600 and includes county recorder fees.
