Tech you work with Directly
Your main financial planning tool. We use it for both interactive planning and a comprehensive set of reports that help you understand your financial health, such as your net worth, cash flow, and retirement analysis. It offers account integration for real-time visibility into your plan and a secure data vault for sharing documents with us.
Your main client portal, accessible on both desktop and mobile devices. Here, you can explore your managed investment accounts in detail, including performance and transaction history. It features a secure document vault for Schwab statements, billing summaries, and more. You can also monitor open action items and schedule meetings with us.
Whenever your assets are managed by a financial advisory firm, you need a reputable and reliable third-party custodian. Schwab meets all our criteria. As a client, you always have direct access to Schwab, but because of our other integrations, we find that our clients rarely need to log in there to get what they need.
We use this for data collection, both during our initial planning phase and throughout the year. It’s secure, easy to use, and integrates well with our other tools in the tech stack. We use it for other helpful features such as our client agreements and risk tolerance questionnaires.
For services outside our investment management billing, such as initial financial planning fees, this service is used for payment processing. We typically accept ACH transfers from your bank at no additional cost.
For clients who want their annual tax preparation integrated with their financial planning services, this is who we use. They provide comprehensive tax return support, including audit protection, overseen by Certified Public Accountants (CPAs). Separate fees apply.
This tool is used by current and prospective clients to schedule meetings easily without the need for multiple exchanges. You’ll receive automatic email reminders one day before your meeting. We’ll also sync your meetings with our firm’s calendar and other systems.
A convenient, FDIC insured cash management solution. Our clients often earn a higher interest rate compared to what their regular banks are paying. Easy-to-use interface with cool features like Smart Balance, Automated Transfers and Bucket designations.
For parents of high school students, this portal helps you organize and compare different colleges and even discover colleges you might not have considered before. In addition to cash flow planning, you can also track applications, awards, and scholarships.
While we love meeting in person, most of our clients value the flexibility and quality of Zoom video calls. Zoom links are automatically created when you schedule with Calendly (above).
Client feedback is essential for helping you achieve your financial goals. It ensures that we continuously direct our resources and educational efforts toward what matters most to you. We’ve partnered with Indyfin to collect this feedback.
Whenever possible, we try to eliminate physical paperwork. Who wants the clutter? We often use e-signatures through Schwab and PreciseFP (as noted above). When those aren’t sufficient, we turn to DocuSign.
Tech Used behind the scenes
An optional service available for clients who meet specific liquid net worth criteria. Through TD Bank, you can access a flexible line of credit by pledging existing investment assets such as stocks, bonds, or cash. This provides liquidity for needs like real estate or business expenses without liquidating investments, helping to avoid potential tax implications.
While we’ve used Dimensional Fund Advisors (DFA) for years in our portfolio construction, they also offer a separately managed account (SMA) when more extensive tax management is needed in your taxable investment accounts. Separate fees apply.
We enjoy diving deep into your tax situation! Using Optical Character Recognition (OCR), Holistiplan automates the analysis of your tax return and supports our process to identify tax-saving opportunities. It is a crucial part of our firm’s proactive and holistic financial planning.
Sometimes, for quick or urgent communication, sending a text message is helpful. MyRepChat is a platform that lets us communicate with you via text (SMS) while automatically archiving all messages to meet our regulatory requirements.
One of the most practical uses of AI in our firm is creating secure, recording-free note-taking. It helps us capture the key points of each meeting with you and reduces the time spent on handwritten notes. Zeplyn supports our process for preparing meeting summaries and ensures proper follow-up on actions.
This site you’re on is hosted by Bluehost and optimized for WordPress. Over the years, it has provided us with a secure website domain with minimal downtime.
Whether we’re crafting emails or blog posts, having an AI assistant to check grammar, spelling, and punctuation is useful. Grammarly also offers context-specific suggestions to enhance clarity and tone in our messages.
Our firm’s email marketing and automation platform. We primarily use it to send you messages about our latest blog posts and newsletters.
A powerful investment and analytics tool that enables us to backtest and evaluate portfolio performance using historical data and to optimize our asset allocations. We can compare and visualize investment strategies to help you make smarter decisions.
Financial planning can be complicated and involves many interconnected steps. FPPathfinders simplifies this process with useful checklists and flow charts. It helps ensure diligence, avoid errors, and facilitates more productive conversations with you.
This is our cloud-based suite of productivity and collaboration tools. It is the backbone of our day-to-day work. Google Workspace supports our firm’s email, calendar, and data storage. It also integrates AI (Gemini), which helps improve overall efficiency.
